In my previous post I did not clarify the meaning of Artel. Artel is a russian language word meaning 'a cooperative craft society'.Motive earlier was to form a co-operative construction business firm with few colleagues. With the passage of time this plan was shelved. Only the blog name survived and wish to continue with the account hereafter for exchange of knowledge in the field of general insurance with experts/interested persons in this field.

How the days have changed

My fresher son was to send a hand written application for employment, as per the NEWS paper advertisement.Before he could start writing on plain paper, I suggested that he writes the application on computer and then only undertakes the handwriting operation with utmost care.Whatever changes and corrections arise, he may carry out in digital format much easily.
Memories of the not so very old days came back, when all corrections were done on hand written copies, before submitting the drafts to the wizard behind the type-writer, hammering the key-board at lightning speed.with occasional accusing glances to the customers for his typing mistakes.
The skill of on spot accurate retyping over the applied correction fluid was a thing of customer's amazement.